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Federal Legislation
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03.29.2012
Final Regulations Issuesd on Health Insurance Exchanges
Beginning in 2014, individuals and small businesses will be able to purchase private health insurance through state-based competitive marketplaces known as Affordable Health Insurance Exchanges.
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03.13.2012
Health Exchanges: Where do brokers fit in?
Article written by the Associated Press, as published on BenefitsPro.com back in 2011. It briefly discusses the role of the navigator/broker within an exchange, who will receive grant monies for services but cannot earn commission.
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03.13.2012
Feds Release Health Exchange Blueprint
Article written by the Associated Press, as published on BenefitsPro.com. The article contains little information on the actual blueprint, rather more on what HHS opinion of the system and how it would work.
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03.07.2012
National Association of Health Underwriters (NAHU) - Federal Grant to create CDHP’s in 2014
Leading article: High-Risk Insurance Pool Enrollees may have twice the predicted medical costs. Patients in the pool are expected to average $29K in medical costs for 2012. $600 million of the $5 billion set aside has been spent in 18 months.
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03.02.2012
$2,500 Limit for Health FSAs
Health Care Reform distinguishes a new annual limit of $2,500 for FSAs effective after December 31, 2012 for both grandfathered and non-grandfathered FSAs.
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02.22.2012
National Association of Health Underwriters (NAHU) - Federal Grant to create CDHP’s in 2014
Leading article: Federal Grant will create Consumer-Driven Health Insurance plans in 2014. Seven organizations will receive a total of $239 million in federal low-interest loans to launch new CDHP's in 8 states.
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HCR: 2012 Compliance Checklist
Legilative Brief provides a compliance checklist for employers for 2012 regarding required Healthcare Reform mandates.
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COBRA Regulations: Notice & Disclosure Rules
Legislative Brief summarizing COBRA's notice and disclosure obligations.
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01.27.2012
National Association of Health Underwriters (NAHU) - Medical Loss Ratio Legislation
Leading article: NAHU official expects Senartor Landrieu to be prime author of the Senate version of MLR legislation, which may favor brokers/agents as it would exempt commission from the calculation.
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HCR: Form W-2 Reporting Requirements
PPACA requires employers to report the aggregate cost of employer-sponsored group health plan coverage on their employees’ Forms W-2.
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HCR: IRS Q&As on Form W-2 Reporting
The Q&A section of IRS's Notice 2011-28 regarding the reporting of an employer's aggregate cost of health plan coverage on their employee's Form W-2.
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W-2 Reporting of Group Health Insurance Coverage Cost to Employees
Treasure Department and IRS notice provides interim guidance on informational reporting to employees of the cost of their employer-sponsored group health plan coverage.
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12.16.2011
National Association of Health Underwriters (NAHU) - State Updates
State by state abridged updates of what respective states' Insurance departments have recently passed/accomplished or are currently reviewing. Look for PA and NJ in region 2.
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12.15.2011
Employee Benefit Compliance Chart: Notice and Disclosure Rules
This chart is a summary of basic federal notice and disclosure compliance requirements that apply to employers under various employee benefits and employment laws. It includes the additional reporting and disclosure obligations created by HCR.
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12.09.2011
National Association of Health Underwriters (NAHU) - Doc Fix Package
Leading article: Lawmakers discuss a 2 year Medicare physician payment patch that would be offset in part with cuts to spending on health care overhaul and Medicare premium increases. Patch would block 27% cut in payments to docs schedule for 1/1.
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