Ed Chorzelewski


Ed has over twenty years of experience in the employee benefits field and was recently promoted to the role of President.  Since 2000, he was responsible for overseeing our Wholesale Brokerage Division, with an emphasis on the professional development of our internal staff and over nine hundred outside agents.  This division works as an intermediary sales and service contact between the insurers and many insurance agents and agencies who wish to market, sell, and service their products.  Under his direction, the division became one of the largest and most-respected intermediaries in the Philadelphia region, with over 1 billion in premiums under management. In addition to his brokerage responsibilities, he successfully established and managed our Group Sales and Service Division.

Ed has been instrumental in expanding the company’s scope of services, market access, and staff through several strategic agency acquisitions.  Prior to his tenure with Brown & Brown, he held various positions of increasing responsibility over an 11-year period in the Marketing and Sales Division at Independence Blue Cross.

Ed graduated from Saint Leo University in 1990 with a B.A. in Finance.  He holds a current insurance license in the Commonwealth of Pennsylvania.

Scott E. Kane

Vice President, Consulting

Scott Kane is Vice President, Consulting and a senior consultant for Brown & Brown Consulting, specializing in health and welfare benefits consulting. 

Scott joined Brown & Brown in 2003. He has over 25 years of group insurance and benefits consulting experience, particularly in the areas of large employer fully-funded and self-funded health and welfare benefits.  Scott formerly managed a Phoenix Arizona field office for a medical excess loss underwriter, with responsibilities of sales and service of self-funded medical benefit programs to employer groups. 

Scott is also a technical consultant who specializes in assisting employers in the design and marketing of their Employee Benefit programs. Scott employs a rigorous investigative process to understand clients’ needs, risk tolerances, and motivations, in order to provide sound solutions that are consistent with the clients’ objectives.  Scott currently manages the benefits programs for several clients, including Brown & Brown, Inc., and serves on the Brown & Brown President’s council of National Benefits Practice.  Scott is also the compliance officer of Brown & Brown Consulting.

Scott has experience in the management of private and public sector employer benefit plans, including: financing, plan design, compliance, underwriting analysis, employee communications, and presentations.

Scott graduated from West Chester University with a Bachelor of Science degree in Business Administration, and holds a current Life and Health insurance license in the Commonwealth of Pennsylvania.

Bill Patti

Senior Consulting Actuary

Bill Patti is a member of the American Academy of Actuaries and an Enrolled Actuary with ERISA that has over twenty years of experience in employee benefits.

He is responsible for consulting on all aspects of retirement plans for the public and private sectors, including determining minimum funding requirements and maximum tax deductible limitations, determining financial statement expense and year-end balance sheet adjustments and footnote disclosure items under FASB and GASB, analyzing alternative plan designs including defined contribution supplemental and/or replacement plans and supplemental executive retirement plans.  In addition, he performs nondiscrimination testing on controlled group and non-controlled group employers for purposes of satisfying benefit amount and coverage requirements, designing and analyzing the funding and financial statement costs of early retirement windows and implementation thereof, multi-employer plan participation and withdrawal liability analysis, and pension plan administration. 

Bill has significant experience analyzing the feasibility of defined benefit pension plan terminations and performs any or all of the steps necessary to implement a plan termination, including analyzing offering lump sum payments, single premium group annuity purchases, or some combination of the two.  Plan termination analysis includes continually evaluating whether to annuitize or offer lump sums to certain population or liability segments.  Our single premium group annuity purchase service includes data analysis, including death audit, preparation of insurance company bid specifications, analysis of insurance company proposals and due diligence on insurance companies to comply DOL Interpretive Bulletin 95-1, and assistance with insurance company contract review and installation.

Bill also provides services on fully credible, self-insured health and welfare plans in the development of health insurance rates and reserves in conjunction with actuarial analysis of health claims experience and cost effect of health plan design changes. In addition, he provides \ financial statement and year-end balance sheet adjustments, preparation of Form 5500, footnote disclosure items under FASB and GASB, and other government filing compliance prepared by Brown & Brown Consulting.